Debt to Income Ratio Calculator
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Excellent! While you should pay off your debt as soon as possible, this debt to income ratio should allow you to live the lifestyle you want without major constraints.
Healthy. You should avoid incurring more debts, and might have a problem getting approved for a mortgage or yet another loan. Still, you are in a relatively good situation.
Troubling. You probably won't get approved for any additional loans; you should start working on a plan that will help you reduce your debts.
Dangerous. Such a debt to income ratio indicates financial trouble. You should devote as much money and energy as possible to pay off your loans.
Extremely Dangerous. More than half of your income is used to pay off debts and mortgages. If you're not following a strict payment plan yet, don't hesitate to consult a financial advisor and get professional help.
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Disclaimer: This calculator is provided just as a convenience to you in order to provide you with results based on your assumptions and input. We do not guarantee the correctness, reliability, or completeness of any information, formulas, or computations that are offered via its usage, either explicitly or implicitly.. Please note that we are unable to take responsibility for the consequences of your use of the calculators in any way, including but not limited to indirect or consequential losses. Contact us if you have any questions about the content on this page.