Instantaneous, uncomplicated, and adaptable short-term loans are made available to customers all around South Africa by Southern Finance. We are able to provide you with unrivalled levels of customer service thanks to our extensive history in the financial industry as well as our enthusiasm for the work that we perform. In addition, we can skilfully solve your financial needs.
We provide assistance in the management of your financial obligations. On the same day that we approve your loan, the funds will be sent immediately into your bank account. Even better, we may make the instant payment of your loan amount to you for a nominal service charge of only R57.
We have assisted customers all the way from Cape Town to Kathu in achieving the financial independence – and the peace of mind – that they always desired. We have built a solid reputation in South Africa because to the straightforward and user-friendly nature of our online approach, as well as our commitment to placing the needs of our clients first.
In the event that you are faced with unexpected costs, we are able to provide you with a short-term loan that will provide you with some financial breathing room. We provide convenient and speedy short-term loans so that you may better manage your cash flow and avoid the difficulties associated with the end of the month. In addition to that, we are able to provide you appropriate guidance on financial planning. We have a specialized support staff standing by and ready to assist you. Each member of our team has extensive experience and training in the financial industry.
Because of our cutting-edge and user-friendly online application platform, you may submit a loan request whenever it is most convenient for you, regardless of the time of day. You are in charge, and you have the ability to choose the time of day that will be most advantageous to you. This means that you are able to devote a sufficient amount of time to carefully documenting your personal and financial situations and giving careful consideration to which kind of loan would be most suitable for your scenario.
In order to be eligible for a loan, you will need to be currently working and receiving a wage on a consistent basis. After verifying both your income and your spending, any loan application will be processed. There will be a check of your credit history undertaken; nevertheless, just having poor credit does not immediately rule out the possibility of you getting approved for a loan. When determining whether or not to grant you a loan, we look at a number of different aspects of your situation. We shall give serious consideration to your application in the event that we are confident that you will be able to return the amount that you have borrowed.
Southern Finance application process
In order to get the amount of money you need, you may adjust the sliders on our webpage. The complete cost of your loan, including interest, is shown in real time for your convenience. Once your loan application has been accepted, you will get a check in the mail for the amount you requested. An online loan application is available every day of the week, 24 hours a day. To ensure that your monthly financial responsibilities will be satisfied, you may borrow between R500 and R4000 from a private lender. The loan is repaid the same day it is granted.
As soon as you submit your South African ID number and agree to our policy terms, we will tell you whether you are eligible for a loan.
On the same day that you apply, our revolutionary online platform can quickly analyze your application, run the necessary credit checks, and send funds to your bank account. There is no bother, no waiting, and no additional costs. From the beginning, all interest and costs are made transparent to you so that you know exactly what you’re getting yourself into.
Southern Finance loan repayment structure
Due to non-payments, an additional R69 service fee will be charged and 5% interest will be levied each month. Your account will be turned over to a third party collection agency if you don’t make payments for a period of two months. This might have a negative impact on your credit rating, making it more difficult for you to get loans in the future.