How Does a B and H Cash Loan Function in Kimberley?
B and H Cash Loans extends its services nationally, providing cash loans and store cards to borrowers across the country. The loan offerings encompass amounts ranging from R2,000 to R150,000, affording borrowers the flexibility to utilize the funds for diverse purposes. Additionally, B and H Cash Loans’ store credit card facilitates shopping at over 26,000 establishments throughout South Africa.
B and H Cash Loans boasts various advantages, including adaptable loan amounts and repayment terms. However, it is imperative to exercise caution regarding associated fees, which have the potential to accumulate. Moreover, it is noteworthy that although interest rates commence at 15%, individuals with lower credit scores may incur higher rates. Prospective borrowers should be mindful of these considerations when engaging with B and H Cash Loans.
Key Attributes of B and H Cash Loans
B and H Cash is the optimal choice for borrowers who meet the following criteria:
- Possess a commendable credit score: According to B and H Cash, the fees associated with your loan hinge on your customer risk profile. Consequently, borrowers with a favorable credit history typically enjoy more favorable interest rates.
- Require prompt access to additional funds: Upon the submission of your application, B and H Cash pledges to provide a decision within seconds. For those in need of swift financial assistance, approved funds are typically deposited into your bank account within 24 hours.
Application Process for a B and H Cash Personal Loan:
To apply for a B and H Cash personal loan, follow these steps:
- Present a government-issued ID.
- Be 18 years of age or older.
- Demonstrate a monthly income of R2000 or more.
- Maintain a valid bank account.
- Furnish proof of income through either the latest payslips or bank statements.
- Provide detailed information about your living arrangements and employment.
- Visit one of their local branches
B and H Cash Loans: General Overview
- Loan Amount: Up to R150,000
- Loan Term: 12 to 60 months
- Interest Rate Range: 15% to 24.5%
B and H Cash Loans contact details:
B and H Cash Loans is located at 51 Chapel Street, Kimberley, Northern Cape, with the contact number 053 831 1385.