A credit card is something that you may really want to consider getting because of all its amazing benefits. You can do so much with a credit card. Online shopping becomes a breeze as some sites only accept credit cards and not debit cards. A credit card is more than convenient; depending on the type of credit card you get you can expect to receive some great incentives from your chosen institution. You can get reward points, cash back benefits, EMI’s where you can convert a large purchase such as a fridge or a leather couch into affordable monthly instalments, grace periods where you can shift your payments when your bill is due and of course safety, credit cards are safe because in case of fraud or theft you will not be out of money immediately. Continue reading →