Lamna is a specialized finance firm that specializes on short-term asset-backed transactions for high-net-worth clients.
They are committed to understanding their clients’ unique credit requirements and offering them with creative and cost-effective financing options.
They strictly adhere to the National Credit Act and their clients may be certain that they will receive affordable short-term loans and the best service possible while being protected by South African lending and credit regulator.
Lamna loan services
Loan against vehicles:
On the basis of the estimated worth of ytheir vehicle, They will give you an initial loan offer over the phone immediately. If you wish to proceed, you must bring your car to one of our nationwide locations for a professional evaluation.
If everything is in order, They will finalize a loan offer, sign the agreement, and deposit the cash into your account on the same day, normally.
With Lamna, there is no waiting, no complicated paperwork, and no requirement for income verification or a good credit score. The procedure is fast, uncomplicated, and fully confidential.
Loans against Luxury Watches:
Simply call us and provide as much information as possible about the watch, and They will make an introductory offer immediately.
Among the elements that determine the value of a luxury watch (and hence the loan amount They can provide) are its brand and model, its rarity, its age, its condition, and if you still have the watch’s original box and paperwork.
If you choose to proceed, you will need to bring your luxury watch to one of their locations around the nation, where They will conduct a complete evaluation and finalize the transaction. You will receive an EFT while still in their office, and the funds will be immediately accessible.
Loans against jewelry:
It would be ideal if you could offer us with an impartial appraisal of the jewelry. Simply give us a call and send us the appraisal, and They will make a first offer over the phone.
If you accept the offer, They will check the jewelry when you visit one of their offices around the nation. In addition to the valuation you provide, the weight of the precious metal and the quality and quantity of any valuable stones will decide how their specialists evaluate the jewelry, and consequently the amount of the short-term loan against ytheir jewelry that They may offer. If everything is in order and you choose to move further, They can finalize the agreement. While you are still in their office, an EFT will be initiated into your account, making the funds immediately accessible.
There is no complicated paperwork, no credit committee, and no income verification required. The procedure is swift, uncomplicated, and very discreet. During the term of the loan, They ensure that your priceless jewelry is kept in a safe location. After you have repaid the agreed-upon loan and monthly interest (calculated in accordance with the National Credit Act), the jewellery will be returned to you in the same condition as when you left it to us.
Loans Against Art & Antiques:
If you own precious artwork or antiques, you may use them as collateral to secure a short-term loan — swiftly, quietly, and easily.
Simply email us and send us a photograph of the artwork or antique along with as much relevant information as you can. The item’s appraised value will determine the maximum loan amount They may give. Then, They will make a preliminary offer over the phone.
If you decide to accept the offer, They will meet in their offices, check the item, and if everything is in order, They will finalize the deal. While remaining in their office, an EFT will be initiated into ytheir account, making the funds immediately accessible.
Obtaining a loan against artwork or antiques does not need complicated documentation, a credit committee, or income verification. The procedure is swift, uncomplicated, and very discreet.
They ensure that all artwork and antiques under their care are stored in a secure and suitable environment. Once you have repaid the agreed-upon loan and monthly interest (calculated in accordance with the National Credit Act), the things will be returned to you in the same condition they were received.
Loans against trucks
If you need money for yourself or your business, you can obtain a short-term loan against a vehicle from Lamna.
To obtain a loan against a truck or bakkie, just apply online and include the year, manufacturer, model, and mileage of your vehicle.
They will contact you by phone with a preliminary loan offer.
If you concur with their appraisal and terms, please visit one of their offices. If you wish to proceed, They will check the car and finalize their agreement. Then, They will immediately deposit the cash into your bank account while you are still in their office.
They will store your truck in a secure, access-controlled facility for the duration of the loan. After you have repaid the loan and agreed-upon interest, it will be returned to you quickly and securely.
They feel that They offer the best truck collateral loans in South Africa. their rates are competitive, there are no hidden costs or penalties, and their procedure is discrete, open, and quick. In addition, They strictly adhere to the National Credit Act’s regulations.
Lamna contact details
Tel: 086 111 2866
