Staff Writer


With Niftycredit, the loan application is entirely online and can be completed in a few of minutes. After submitting your application for final evaluation, you will get a decision within an hour.

Smartadvance and Niftycredit

Smartadvance, a licensed online credit provider, powers Smartadvance, a licensed online credit provider, powers Niftycredit and provides personal online credit up to R12000 over a maximum 12-month repayment period. You may apply for a loan from anywhere, at any time, using advanced technologies.

Our mission is to assist you in taking charge of your financial health so that you can make better financial choices in the future.
By granting you access to your credit profile, you are able to assess your credit standing and choose how to improve it. When circumstances are rough, we supply you with the equivalent of an online overdraft without putting you in debt, and we equip you with the necessary educational resources to help you down a road of financial well-being and progress.

Niftycredit is a responsible lender.

We are devoted to our clients’ financial security. As a responsible lender, nifty is powered by smartadvance, which is licensed and regulated by the National Credit Regulator (NCR). We adhere to the law to guarantee that you, our client, are always handled with respect and transparency.
At nifty, each loan is considered as a fresh one, and it is subjected to the required procedures to guarantee that our customers are fully protected.

Utilizing smartadvance

smartadvance South Africa is a member of the Finclusion Group with subsidiary operations in Eswatini and Namibia.
Our mission is to help clients attain financial wellness. By offering consumers with educational resources and access to their personal information, smartadvance seeks to empower clients to make prudent financial choices.

Through a trusted brand, an easy-to-use product, cutting-edge technology, and consumer intelligence, we aspire to deliver a one-of-a-kind experience that helps individuals achieve financial health and development.

Niftycredit contact details

Address: 1st Floor, The Wedge, 43 Garsfontein Rd, Waterkloof, Pretoria, 0045
Phone: 012 045 0606

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