In South Africa, Royal Finance is a short-term credit provider that offers loans to consumers in a responsible and ethical manner.
As a major credit provider in South Africa, we are committed to providing our clients with exceptional value and service by using strong customer connections and cutting-edge technology.
In addition to monthly and weekly loans, payday loans, and step-by-step home loans, we also provide term loans (Developmental Housing Loans).
It’s been 27 years since this little firm, run by a single family, opened for business!
We sincerely care about our consumers, and feel that debt should be paid out properly and responsibly. To achieve this, we rigorously follow the Affordability Guidelines by the NCR and verify that a customer can afford to pay back a loan. When the customer has adequate monthly income to satisfy his or her responsibilities, the result is a strong credit history that will last for many years to come, a happy family life, and a better South Africa.
Financial products from Royal Finance loans
loans for a term of more than a year from the Royal Finance
Pay back your loan in smaller, manageable instalments. Please note that instalments are computed on the assumption that the loan is accepted on the first day and returned on the last day of the month. Depending on when you take out the loan and when you pay it back, your monthly instalments will vary. There are a greater number of lending and repayment choices.
Instalments comprise Capital Amount, Initiation Fee, 3 percent Interest pm, Monthly Service Fee, VAT and Insurance. Insurance is less for Seniors, thus instalments for pensioners would be a little cheaper. Installment Amount times the number of instalments will give you the total amount due. Please read the following terms and conditions before using this website.
Loans with a predetermined due date
Borrow once. Once is enough. Please note that instalments are computed on the assumption that the loan is accepted on the first day and returned on the last day of the month. Depending on when you take out the loan and when you pay it back, your monthly instalments will be different. More loan amount possibilities available.
Loans Disbursed Every Week or Every Fortnight
Make smaller, more manageable instalments toward the principal and interest of your loan.
Please note that instalments are anticipated on the idea that the first installment will be precisely one week after payout date (for weekly) or 2 weeks after payout date (for fortnightly instalments) (for fortnightly instalments). Depending on when you take out the loan and when you pay it back, your monthly instalments will be different. There are a greater number of lending and repayment choices.
StepWise home loans
Please note that instalments are computed on the assumption that the loan is accepted on the first day and returned on the last day of the month. instalments will fluctuate based on your loan date and payback date. There are a greater number of lending and repayment choices.
instalments comprise Capital Amount, Initiation Fee, 2.56 percent Interest pm, Monthly Service Fee, VAT and Insurance. Insurance is less for Seniors, thus instalments for pensioners would be a little cheaper. Installment Amount times the number of instalments will give you the total amount due. The repo rate is used to calculate the interest rate.
Royal finance loans contact details
Bloemfontein
Tel: (084) 308 3885
Address: 36 Heatherdale Road, Heidedal (opposite Twin City Mall)
Email: bloemfontein@royalfinance.co.za
Klerksdorp
Tel: (062) 619 2488
Address: 65A Anderson Street, Klerksdorp (next to Jetline Print)
Shop 1 Western Bazaars Building, Commissioner Street, Klerksdorp Central
(Across Shoprite Delivery Area)
Email: klerksdorp@royalfinance.co.za
Welkom
Tel: (061) 988 4746
Address: 34 Bok Street, Welkom (up the stairs)
Email: welkom@royalfinance.co.za
Virginia
Tel:(087) 095 3671
Address: Shop 1, 11 Union Street, Virginia, 9430
(across Matjhabeng Municipality)
Marquard
Tel: (087) 095 3673
Address: 17 Van Der Walt Street, Marquard (opposite the Post Office)
Email: marquard@royalfinance.co.za
Kimberley
Tel: (062) 976 0101
Address: 32 Market Square, Kimberley (opposite City Hall parking)
kim1@royalfinance.co.za
Middelburg
Tel: (061) 485 2078
Address: Shop 5, Midpark Centre, 13 Bhimy Damane Street, Middelburg
Email: middelburg@royalfinance.co.za
Hennenman
Tel: (061) 631 7463
Address: 24B Hertzog Street, Hennenman (next to Savannah Pub)
Email: hennenman@royalfinance.co.za
