The costs that the average South African has to deal with on a day to day basis can be quite immense. Rent can go up at any given moment, food prices keep escalating and unforeseen circumstances can happen when you least expect them, leaving you broke and frustrated before the end of the month. You may find yourself unable to meet all your financial obligations on time which can’t be easy especially when creditors keep ringing you up about the money that’s due. Financial difficulty can cause a lot of stress and can have a negative impact on your health.
Loans quest is here to ease your financial difficulties. We understand that you could do with a bit of a financial boost. We are here to assist you with the different types of loans that we offer. We offer our clients Secured loans, Unsecured loans, Mortgage loans, Personal loans, Vehicle finance, Bridging finance, and Debt consolidation. Anyone can find the perfect solution for their own unique financial situation. The great thing about Loans Quest is that we do not discriminate against those who have a low credit scored. We know that many institutions do not want to take on a client that has been blacklisted because they are seen as a high risk.
For our blacklisted clients; we like to offer them a debt consolidation loan. This kind of loan pays off all your debt and makes sure that you only have one account to pay off at the end of the month as a pose to paying a number of creditors each month. Paying numerous credit providers at each month can be expensive due to the interest rates that are attached and so with a debt consolidation loan the interest rate is lower and the monthly payment is established from what you can afford to pay each month. The debt consolidation loan will make sure that you are able to get back on your feet and rebuild your credit score as long as you keep paying the loan diligently each month.
Vehicle finance is very important especially when living in the city with bumper to bumper traffic; anything can happen on the roads. When something unfortunate does happen on the road; it’ll be a relief to know that you have comprehensive cover for your vehicle that can get you out of a financial burden very quickly. Owning your own house is something that doesn’t have to be a dream but a reality; with our mortgage loan you are sure to move into your dream home sooner than you think. Our personal loans are created to assist you with starting your business, buying furniture, buying a car, paying off school fees or anything else that you may need. The payment period and interest will differ from person to person according to their own unique situation but that will be easily discussed with the help of our professionally trained consultants.
Remember, in order to qualify for a loan you must have the following:
- South African ID.
- Proof of residence.
- Recent Payslip.
- 3 Months banking statement.