Great financial products with SMC credit

Staff Writer

Updated on:

SMC Loans knows that most people play the lottery to win not to lose money. This is proof that money is needed every minute of the day. When cash is not there where do you go?

About SMC Loans

SMC Loans certainly can assert that working is the result of needing money. Waking up early in the morning and getting home late is the fundamental reason to getting a better life. However cash does not always pile up. When you are in a situation that needs cash fast you can approach SMC loans. The service is very proficient and the staff is well versed in helping you get a loan quickly.

SMC Loans Services

SMC Loans is a cash registered provider working to make ends meet when cash is absent from your bank account. You can request loan amount from R500 to R150 000 as a personal loan. For debt consolidation loans you can apply for any amount from R10 000 and beyond. The repayment rate is from 3 months and reaches 3 years to pay off as installment. It is flexible and interest rates are affordable for the consolidation loan. Personal loans are easy to get. You have an option of repaying the installment from month 1 to 36 months. The loan can be used for home improvements like adding new pavement, roof tiles for resale purposes. Personal investment is what the loan can be used for. Consolidation loans are used to pay off all debts you have. The amount differs and you will only have just one loan to settle. Other services on offer are bond, vehicle finance, credit cards and micro loans.


  • Registered Credit Provider with proficient staff members.
  • Loan applications and processing are done within 24 hours.
  • Interest rates based on the NCA.
  • Easy and fast loans with flexible repayments.


SMC Loans application is through an online form. The information you provide will go through an assessment to see if you qualify for the loan requested. Credit checks are not based on institutional banks. However there are systems to allow you get a loan even if you have negative credit record. If you have been reject by the bank try SMC loans. The basic premise you have to meet is age and work. You need to be 18 years and older, you have to be working full time. The information and documentation you will need is the following:

  • Produce a South African ID book or card.
  • Provide 2 latest pay slips.
  • Banking statement where your salary is deposited.
  • Proof of residential address – utility bill not older than 3 months.
  • Cellphone number where you can be reached.

When the evaluation process is done and you are approved the loan will be transferred to you. Same day service before 11am.

Contact SMC Loans

For more information you can contact SMC Loans during office hours Monday to Friday 9am to 5am. A consultant will be able to help you with any questions you have. Applying on line is fast, secure and convenient
Fax:     086 610 9766


Director: Sasha du Plessis

Loan Consultant: Matthew Stuart


Loan Consultant: Amber Miller


Loan Consultant: Joleen van Rensburg

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