Budget Cash loans

Staff Writer

Updated on:

About Budget Cash loans

Founded in Nelspruit in 2002, Budget Cash is a leading financial institution that aims to make short term loans available to people as quickly and as conveniently as possible. With eight branches in the Lowveld, Budget Cash is a registered credit provider.


  • Cash Loans
  • Blacklisted Loans
  • Personal Loans for people with bad credit
    • South Africa currently has approximately 23.27 million active credit users. Budget Cash is a financial institution that strives to provide financial solutions to help these individuals to meet some of their financial needs through access to personal loans.

      Budget Cash offers Cash Loans of up to R4000: As a provider of short term loans, Budget Cash strives to help individuals get through the month but not have to face the higher interest rates that are usually attached to bigger loans.

      As an NCA-compliant institution, Budget Cash won’t give you more than what you can afford to repay. Interest rates are charged as prescribed by law, so you can rest assured that you will be charged a fair rate.

      How to apply for Budget Cash loans:

      Visit the Budget Cash website here: www.budgetcash.co.za

      • Use the handy online widget tool to calculate how much you will be able to afford to repay on your next salary date
      • Choose the amount you need and the date of your next payday
      • Click Apply
      • Fill out your details
      • You will then receive an email to confirm your application

      Documents required:

      • Valid South African ID
      • Latest payslip
      • Latest 3 months’ bank statements

      These documents should be sent to loans@budgetcash.co.za

      Benefits of choosing Budget Cash

      Apply for a loan in 60 seconds. Online loan applications mean that you can apply at any time of the day or night, from wherever you are.

      Budget Cash specialises in the provision of reliable and secure loans.

      Aim to make your loan application as easy as possible. Budget Cash is a registered credit provider, so the services it provides are in accordance with stipulations set by the National Credit Act. There are no surprises with the applications – the process is completely transparent.

      You can spend the money on whatever you like. Once you are approved, you will have the financial freedom you need to meet your financial obligations.

      Smaller loans are generally easier to approve than larger ones, so short term loans from Budget Cash provide the convenience of being able to repay the loan quickly.

      Minimum paperwork is required during the loan application process.

      Budget Cash provides simple online application process. Applications are easy and ca be completed within as little as 60 seconds. All applications are done online or via telephone, fax or email.  There is no need to wait in lengthy bank queues or to have to go through numerous interviews with consultants.  You can apply from the comfort of your home or from your workplace.

      You have instant access to your money- there are no long waiting periods.

      Loans are offered at affordable rates.

      There are no penalties for early settlement of the loan. Given the current debt-income ratio in many households in South Africa, the lender encourages early debt settlement.
      Budget Cash loans

      Budget Cash loans contact

      Phone: 013 752 5855

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