CTM is an established company that is known for its household renovation and building products such as its bathroom products, bath tabs, showers, taps, a wide range of tiles and lots more of products on offer. The company has offered quality products at reasonable prices to South African for years. The brand is built on good principles and values that put the customer’s interests first and always strives to meet the expectation of its customers. CTM offers a credit line through a credit card to its customers to purchase these products on loan. Many South Africans have used this credit line to realize their dream houses become a well decorated living and household space with quality tiles, bathrooms, etc.
The repayments are easy on the pocket and thus our customers recommend these services. Owning a home is one of the most proud moments in this country for anyone and moving into a home is the first step, CTM with its wide range of products can help you fill your home through wide range of tiles for the floor, tiles for the bathroom, shower etc. The CTM credit facility gives you power to complete your house the way you want to and for renovations, CTM credit line helps in removing the old and fit in the new; the broad spectrum of home products is sure to give you a real choice in remodeling your house. No need to break the bank, CTM offers you good credit line.
About CTM Loans
CTM Loans are designed to be an in-house credit facility line for the purchase of the products from CTM. The loans are based on your capacity to pay back and the terms are 24 months or 36 months. The loans are affordable and they help customers reach their aspirations of living in a wonderful house that will look inspirational and stay that way for a long time.
CTM has over 20 000 stores linked with the RCS network, this means customers have a wide range of shops to choose from. The repayments are structured in such a way that makes it affordable and also they are very easy and flexible. The limit to credit access is based on your credit profile. Once you have been logged into the system and have credit, you will have services such as SMS notifications on transactions on your credit card. Promotions and special offers will also be communicated to you via SMS. CTM also offers a Protection Plan; this plan is meant to cover the card holder and can extend even towards the family, it covers retrenchment, death and even disability.
There is a monthly service fee charged on the card.
CTM Loans – Services
- Loan on CTM products
- Protection Plan
- Cover on Retrenchment, death and disability
Benefits – CTM Loans
- Affordable repayments
- Flexible repayments
- access to more than 20 000 CTM shops
- Secure and SMS notifications
Loan Application Requirements:
To qualify you must meet the following criteria
- Must be over 18years old
- Produce a valid South African ID book/or card/ or Driver’s License
- Must be employed with a minimum salary of R1 000
- Produce a Bank statement that is 3 month back period
CTM Loans Contacts
Tel: 0800 010 810
Alternatively you send an SMS with the words “CTM” to 47542.